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Most of the times when it comes to financial planning or investments, people tend to focus on savings or long-term investment plans. Such a trend is prevalent in India because Indians have a habit of saving before spending. While savings and long-term investments are undoubtedly important, they tend to lock finances, or do not provide […]
I am all about maximizing productivity. Whether it be at work, or in my personal life, I always try to find ways to minimize the amount of effort I need to put in to achieve the desired result. Not surprisingly, cell phone applications have become a great tool in practically any scenario. Although I could […]
Credit cards hit the banking market in the 1950s developing in prominence from that point because these considered as routine use items. Credit cards, similar to money and checks, have made some amazing progress since they initially took off. Today, the understandings demonstrate that around 7 out of 10 residents in Dubai have no less […]
Most of the job holders dream for a home which one solely belongs to them and they can do anything with it whatever they want to do. This would be one of a special kind of a home like a private one they call a sweet home where they could live with their families. The […]
If you think that moving to the neighboring city is expensive, just try moving to another state or continent. This is an endeavor of massive proportions and it might take up too much of your resources. In a lot of cases, people are usually not even able to afford such a move. However, in every moving […]
A loan against property is a secured loan that gives you access to a significant amount with a lengthy repayment window. Nevertheless, you wouldn’t like to shoulder the debt for a long time, especially if you’re lucky enough to have received a windfall gain or a bonus. In such cases, foreclosing your loan against property […]
When you make an investment like Fixed Deposit (FD), the financial institution deducts TDS (Tax Deducted at Source) if your total interest income in a financial year is above Rs. 10,000. The evaluation encompasses all your deposits and savings. However, you can avoid paying TDS if your total interest income is less than the taxable […]
Credit history plays an important role at the time of getting any loan or credit cards. Every lender checks your credit history before approval of any cards or loans. Most of the lender hesitate to lend money to those who have a bad credit history. Good credit history depicts that you are the trustworthy borrower […]
Doctors have several personal goals to fulfil alongside multiple professional obligations. Immediate financing is necessary to suffice those personal expenses on an urgent basis or occasionally. A personal loan for doctors comes handy in this regard. Moreover, this loan comes with no end use restrictions. So, the doctors have the freedom to use the sanctioned […]
In many ways, a personal and a business credit card are very similar. However, business credit cards provide a lot of extra advantages over a personal one. Whenever you are setting up a new business, a business card is always more useful than its personal counterpart for several reasons. Credit cards for businesses are one […]